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Closing Costs

There are certain standard costs associated with closing the sale of a house. These fees are split between the buyer and the seller, as spelled out in the sales contract.

As I negotiate the sales contract for you, I will not only work to get the sales price you want, I will also work to limit the number of closing costs for which you will be responsible.

I will walk you through the closing costs, answering any questions you may have explaining which costs are decreed by law to be yours and which are negotiable.

Good Faith Estimate

Buyers will receive a "Good Faith Estimate" of closing costs at the time the loan application is submitted to the lender. The estimate is based on the loan officer's past experience and may not include all the closing costs. I will be glad to review the "Good Faith Estimate," answering questions and highlighting missing costs and estimates I believe to be low.

Standard Closing Costs

Loan-Related Costs

  • Loan Origination Fee
  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance

  • Homeowners Insurance
  • Flood or Quake Insurance
  • Private Mortgage Insurance (PMI)
  • Title Insurance

 

Find out what your home value is, get a free estimate home value evaluation and find home value for your property in today’s Huntsville, Madison Madison County Real Estate Market. Our trained staff will estimate home value for your home and determine your home market value. Please note that this free home value is only for properties in The Greater Huntsville, Madison, Hampton Cove and Madison County area. This home value appraisal is provided as a free service so homeowners may get home value for their properties that they may consider selling. This is not a home value calculator but an actual market survey performed by an experienced realtor.

Looking to Buy?

Are you looking to buy a house? Let us help you. Just fill out as much of the information below that you want and we'll get right back to you, with no obligation to you. We guarantee your privacy.
 
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Huntsville Alabama Area News and Real Estate News:
 
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Required fields are marked with an asterisk The information you provide will be used only to send the requested e-mail and will not be used to send any other e-mail communications.Read More
 
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There was a problem returning the RSS feed.
Huntsville Alabama Area News and Real Estate News:
 
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Huntsville Alabama Real Estate / Philip Winburn / Rosenblum Realty Inc. 2314 South Memorial Parkway Huntsville, AL 35801
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